Habib Bank AG Zurich Habib Bank AG Zurich

Revision of charges - Wealth Management services

Dear Valued Customers,

We are making the following changes to our Schedule of Charges for all accounts w.e.f Jan 1, 2022.

  1. Mutual Funds Commission - 2% of the subscription / switch amount or minimum USD 200/-.
  2. Dual Currency Trades (DCT) - Per transaction will be 50% of Gross DCT yield or 300bps of notional amount, whichever is lower.
  3. Precious metal (Gold & Silver) - Holding fees on precious metal account;
    on Gold - 0.60% per annum
    on Silver - 0.85% per annum
  4. No Capital gain / loss calculation charges in Pakistan markets.
  5. Exit charges on any products (if applicable) may be applied by the fund house / product provider / issuer. Please refer to the Terms & Conditions or prospectus.
  6. All charges related to third party / Custodian / other charges will be recovered from the customer's account as and when incurred.

Habib Bank AG Zurich
United Arab Emirates